Candidates searching for PhonePe Jobs 2026, PhonePe Recruitment 2026, PhonePe Field Sales Executive Jobs, PhonePe BDE Salary, PhonePe Job Vacancy for 12th Pass and PhonePe Careers Apply Online will find all key details in this guide. PhonePe is one of India’s largest digital payments companies, and its offline sales teams onboard lakhs of shops, kirana stores and small businesses onto PhonePe QR codes and devices every year.
This article covers PhonePe Jobs 2026 for field sales executive, business development executive (merchant onboarding), team lead, territory sales manager and customer experience roles. These jobs suit 12th Pass candidates, Graduates and MBA holders, freshers as well as experienced sales staff. We also compare PhonePe with Paytm, Google Pay, BharatPe, Razorpay and Amazon Pay, so you can choose the best fintech sales job near you.
Important Notice: This is an independent career guide by jobmitra24.com. It is not a job offer, and we are not affiliated with PhonePe or any company named here. We do not guarantee any job or salary. Always check openings on the official PhonePe careers page before applying. Never pay money to anyone for a PhonePe job, interview, training, ID card or joining letter.
PhonePe Jobs 2026 โ Quick Facts
| Who is hiring | PhonePe Limited (Bengaluru) and, for some field roles, its staffing/payroll partners |
| Job roles | Business Development Executive (BDE), Field Sales Executive, Team Lead, Territory Sales Manager, Area Sales Manager, Customer Experience Advisor, Growth Executive (Pincode) |
| Qualification | 12th Pass (BDE / field sales), Graduate (customer experience, growth roles), MBA (Territory Sales Manager) |
| Age | 18 years and above; no official upper age limit published |
| Indicative salary (Oct 2026) | BDE / field sales approx. โน1.0โ4.5 lakh per year (avg. around โน2.9 lakh); Territory Sales Manager approx. โน4.5โ10.5 lakh per year (AmbitionBox, indicative) |
| Job location | Pan-India field territories (urban and rural); customer experience mainly Bengaluru |
| How to apply | PhonePe Careers page (phonepe.com/careers โ See Open Roles) โ listings run on PhonePe’s Greenhouse job board; some field roles via partner job portals |
| Selection process | Resume shortlisting โ 1โ2 interview rounds (manager + HR) โ documents โ offer |
Table of Contents
- 1. About PhonePe
- 2. PhonePe Recruitment 2026 Overview
- 3. Types of PhonePe Jobs 2026
- 4. PhonePe Field Sales Executive / BDE Job Profile
- 5. PhonePe Merchant Onboarding Work Explained
- 6. PhonePe Territory Sales Manager Job
- 7. PhonePe Customer Care / Customer Experience Jobs
- 8. PhonePe Salary Per Month 2026
- 9. PhonePe Jobs Eligibility
- 10. Documents Required
- 11. How to Apply for PhonePe Jobs 2026 Online
- 12. On-Roll vs Off-Roll: Is PhonePe Job Permanent?
- 13. PhonePe Selection Process and Interview Questions
- 14. PhonePe Jobs for 12th Pass, Graduates and Freshers
- 15. PhonePe vs Paytm vs Google Pay vs BharatPe Jobs
- 16. PhonePe Personal Loan, Credit Card, Bike Loan and Insurance
- 17. Career Growth at PhonePe
- 18. Tips to Get Selected
- 19. How to Avoid Fake PhonePe Job Offers
- 20. Frequently Asked Questions
- 21. Final Words
1. About PhonePe
PhonePe was founded in December 2015 by Sameer Nigam, Rahul Chari and Burzin Engineer. It is headquartered in Bengaluru and is majority owned by Walmart. In April 2025 it became a public company named PhonePe Limited, and it has filed draft papers with SEBI for an IPO (subject to approvals and market conditions).
As per an April 2026 report, PhonePe has over 65 crore registered users and has crossed 5 crore (50 million) registered merchants, covering more than 98% of India’s pin codes. This huge merchant network is built by field sales teams โ which is why sales jobs are the biggest entry point for 12th pass and graduate candidates.
| Company | PhonePe Limited |
| Founded | December 2015 |
| Founders | Sameer Nigam (CEO), Rahul Chari, Burzin Engineer |
| Headquarters | Bengaluru, Karnataka |
| Parent / majority owner | Walmart |
| Registered users | 65 crore+ (April 2026) |
| Registered merchants | 5 crore+ (April 2026) |
| Other apps / businesses | Share.Market, Indus Appstore, Pincode, PhonePe Lending, PhonePe Insurance Broking |
| Official careers page | phonepe.com/careers |
2. PhonePe Recruitment 2026 Overview
PhonePe Recruitment 2026 is not a single exam-based recruitment like government jobs. There is no common notification, no fixed vacancy count and no last date. PhonePe posts openings role by role, throughout the year, on its careers page.
- Hiring mode: rolling openings, city-wise and territory-wise.
- Departments listed on the careers page: Engineering, Design, Product, Marketing, Customer Experience, Business, Sales, Finance and Human Resources.
- Biggest entry-level team: the offline “Mass Offline” sales team that acquires and services merchants.
- Field roles via partners: some BDE / field sales jobs appear on staffing and job portals (for example, a TeamLease listing for a PhonePe Business Development Executive). Always confirm who your employer on paper will be.
3. Types of PhonePe Jobs 2026
Business Development Executive (BDE) / Field Sales Executive
Entry-level field job. You visit shops in your area, onboard them on PhonePe QR and devices, and keep them active. Minimum 12th pass.
Relationship Team Lead / Team Lead
Senior BDEs are promoted to lead a small group of executives and track daily targets.
Territory Sales Manager (TSM) and Area Sales Manager (ASM)
Manager roles that handle a team of 8โ10 BDEs and team leads across a territory. TSM openings usually ask for an MBA and 2โ4 years of team handling.
Customer Experience Advisor
In-house customer support job (calls and chat/data channels) for account and transaction queries. Graduation is mandatory.
Growth Executive (Pincode)
Field role for PhonePe’s hyperlocal app Pincode, onboarding restaurants, FMCG and lifestyle stores. Graduate with 1โ3 years sales experience; two-wheeler mandatory.
Inside Sales, Key Accounts, Operations and Tech
Office-based roles for graduates and professionals โ inside sales, key account executive, operations analyst, collections, compliance and software engineering.
4. PhonePe Field Sales Executive / BDE Job Profile
The PhonePe field sales executive job is the most searched role. In a recent BDE listing for PhonePe’s Mass Offline team, the job duties were:
- Acquire and onboard new merchants in your assigned territory.
- Sell payment devices to merchants and explain payment terms and usage.
- Collect device rentals and reactivate inactive merchants.
- Protect company devices and marketing material from loss.
- Offer value-added products to existing merchants.
- Report on competitor activity in your area.
Qualification asked: minimum 12th pass; 6 months of B2C sales experience preferred, but freshers who are passionate about sales are also considered. Interviewers commonly ask whether you have a bike and driving licence, so keep both ready.
5. PhonePe Merchant Onboarding Work Explained
A normal day in a PhonePe merchant onboarding job looks like this:
- Morning team huddle (in person or on call) with your team lead โ daily target is shared.
- Visit a planned market or beat โ kirana stores, medical shops, tea stalls, salons, garages.
- Explain PhonePe QR / speaker device benefits and complete onboarding with the shop owner’s KYC on the company app.
- Revisit old merchants โ fix issues, reactivate inactive QRs, collect rentals.
- Update your activity on the sales app and report the day’s numbers.
Candidates on AmbitionBox mention target pressure and variable incentive income as the main challenges. Good walkers and good talkers in the local language do best.
6. PhonePe Territory Sales Manager Job
A PhonePe Territory Sales Manager opening (South Gujarat) on PhonePe’s official job board listed these requirements:
- MBA from a Tier 2 or Tier 3 campus with a good academic record.
- 2โ4 years of experience managing sales teams (off-roll or on-roll).
- Lead a team of 8โ10 BDEs and Relationship Team Leads โ hiring, training, KPIs, incentives.
- Reports to the Area Sales Manager. B2C experience in telecom, FMCG or retail preferred.
7. PhonePe Customer Care / Customer Experience Jobs
People often search “PhonePe customer care job” or “PhonePe work from home job”. PhonePe’s in-house Customer Experience team hires Customer Experience Advisors. A past Bengaluru listing showed:
- Work: handle PhonePe account and transaction queries, escalate issues, educate customers.
- Qualification: graduation mandatory (any stream); 0โ2 years customer-facing experience.
- Languages: English and Hindi required; South Indian languages preferred.
- Schedule: 5 days a week with rotational week-offs.
- Listed pay: about โน4โ5 lakh per year (that listing has expired).
We found no official PhonePe “work from home” customer care hiring. Treat WhatsApp or Telegram ads for “PhonePe WFH data entry” as suspicious.
8. PhonePe Salary Per Month 2026
Below is the PhonePe salary by role. Figures are indicative, Oct 2026, based on employee-reported data on AmbitionBox and published listings. Actual pay depends on city, experience, payroll type and incentives.
| Role | Experience | Indicative salary per year | Approx. per month (gross) |
|---|---|---|---|
| Sales Executive | 0โ5 yrs | Avg. โน2.57 lakh | ~โน21,000 |
| Business Development Executive (BDE) | 0โ9 yrs | โน1.0โ4.5 lakh (avg. โน2.9 lakh) | ~โน8,000โ37,500 (avg. ~โน24,000) |
| Business Development Associate | 0โ8 yrs | โน2.4โ5.2 lakh | ~โน20,000โ43,000 |
| Team Lead | 0โ9 yrs | โน2.0โ5.5 lakh | ~โน17,000โ46,000 |
| Customer Experience Advisor | 0โ2 yrs | โน4.0โ5.0 lakh (listing) | ~โน33,000โ41,000 |
| Inside Sales Executive | 0โ6 yrs | โน4.8โ7.0 lakh | ~โน40,000โ58,000 |
| Key Accounts Executive | 0โ5 yrs | โน3.5โ7.3 lakh | ~โน29,000โ61,000 |
| Territory Sales Manager | 1โ11 yrs | โน4.5โ10.5 lakh | ~โน37,000โ87,000 |
| Area Sales Manager | 5โ13 yrs | โน6.4โ17.0 lakh | ~โน53,000โ1.4 lakh |
PhonePe BDE salary usually = fixed pay + monthly incentive on merchants onboarded or active. Ask in the interview whether you get petrol/travel allowance, PF and ESIC. In-hand salary will be lower than gross after PF and tax.
9. PhonePe Jobs Eligibility
Age Limit
You must be at least 18 years old. PhonePe does not publish an official upper age limit for private sector roles. Field roles prefer young, active candidates who can travel daily.
Education
- BDE / Field Sales: 12th pass minimum.
- Customer Experience / Growth Executive: Graduate.
- Territory Sales Manager: MBA preferred.
Skills
- Good communication in Hindi / local language (English is a plus).
- Smartphone use โ UPI apps, KYC apps, Google Maps.
- Own two-wheeler and valid driving licence (often asked for field roles).
- Target orientation, honesty and good knowledge of local markets.
10. Documents Required
- Updated resume (1 page is enough for field roles)
- Aadhaar card and PAN card
- 10th and 12th marksheets; graduation degree if applicable
- Driving licence and bike RC (for field roles)
- Bank passbook / cancelled cheque for salary account
- Passport-size photographs
- Experience / relieving letter and last salary slips (if experienced)
11. How to Apply for PhonePe Jobs 2026 Online
The official way to apply for PhonePe Jobs 2026 is through the PhonePe Careers page. The “See Open Roles” button opens PhonePe’s job openings page, and individual jobs are hosted on PhonePe’s job board on Greenhouse (job-boards.greenhouse.io/phonepe).
- Open www.phonepe.com/careers in your browser.
- Tap “See Open Roles” to reach the job openings page.
- Filter by department โ choose Sales, Business or Customer Experience โ and by location.
- Open the job (e.g. Business Development Executive, Territory Sales Manager) and read eligibility carefully.
- Click Apply, fill name, email, phone, and upload your resume (PDF).
- Submit and note the confirmation. There is no “PhonePe careers login” needed for most roles โ the form is filled per job.
- Wait for an email or call from the recruiter. Shortlisted candidates are invited to interviews.
Other channels: AmbitionBox interview reviews show BDE candidates also applied through walk-ins, employee referrals, LinkedIn and job apps like apna. Field roles are sometimes posted by staffing partners such as TeamLease. These are fine if no fee is asked โ but confirm the role on the PhonePe careers page or with an official PhonePe email ID where possible.
12. On-Roll vs Off-Roll: Is PhonePe Job Permanent?
“Is PhonePe job permanent?” depends on your payroll. PhonePe’s own TSM listing mentions managing sales teams “off-roll or on-roll”, which shows both types exist in sales.
| Point | On-roll (PhonePe payroll) | Off-roll (staffing partner payroll) |
|---|---|---|
| Offer letter from | PhonePe | Staffing / payroll company |
| Common for | Managers, CX, office roles | Many BDE / field sales roles |
| Benefits | PhonePe policy (insurance, etc.) | As per partner’s policy (PF/ESIC) |
| Job security | Full-time employee | Contract, often renewable |
| Path to PhonePe roll | โ | Possible via internal openings (not guaranteed) |
13. PhonePe Selection Process and Interview Questions
For BDE roles, AmbitionBox users report 1โ2 rounds (resume shortlist, one-on-one / manager round, HR). 93% finished within 2 weeks, and most rated it easy to moderate.
- Resume shortlisting
- Manager / sales round (face to face or phone)
- HR round โ salary, joining date, documents
- Offer letter and onboarding / product training
Common PhonePe BDE interview questions:
- Introduce yourself. Why do you want to join PhonePe?
- Do you have a bike and driving licence?
- How will you convince a shopkeeper to use PhonePe QR?
- Can you handle daily targets? Tell us about your previous sales work.
- What do you know about PhonePe products (scanner / QR, speaker device)?
- What is your expected salary? Are you okay with field work?
14. PhonePe Jobs for 12th Pass, Graduates and Freshers
| Qualification | Suitable PhonePe role | Type |
|---|---|---|
| 12th Pass (fresher) | Business Development Executive / Field Sales Executive | Field |
| 12th Pass + 2โ3 yrs sales | Team Lead / Relationship Team Lead | Field |
| Graduate (fresher) | Customer Experience Advisor, Inside Sales | Office |
| Graduate + 1โ3 yrs sales | Growth Executive (Pincode), Key Accounts | Field / Office |
| MBA | Territory Sales Manager | Field manager |
| B.Tech / B.E. | Software, IT, Tech Infra roles | Office |
10th pass candidates will rarely meet the PhonePe BDE minimum (12th pass). They can look at other field sales jobs at competitors, where some listings accept 10th pass.
15. PhonePe vs Paytm vs Google Pay vs BharatPe Jobs
| Company | Main entry-level sales role | Typical minimum qualification | How to apply |
|---|---|---|---|
| PhonePe | BDE โ merchant onboarding | 12th Pass | PhonePe Careers / partner portals |
| Paytm | Field Sales Executive โ merchant devices | 10thโ12th Pass (varies by listing) | Paytm careers, job apps |
| Google Pay | Merchant sales mostly through vendors/agencies | Graduate preferred | Google Careers (direct roles are few) |
| BharatPe | Field Sales / BDE | 12th Pass / Graduate | BharatPe careers page |
| Razorpay | Inside sales / account executive (SME) | Graduate | Razorpay careers page |
| Amazon Pay | Corporate and seller-facing roles | Graduate | Amazon Jobs portal |
On Naukri’s JobHai, Paytm field sales listings in Delhi showed fixed pay of roughly โน18,000โโน30,000 per month (indicative, Oct 2026) โ similar to the PhonePe BDE range. Compare incentives, travel allowance and payroll type before choosing.
16. PhonePe Personal Loan, Credit Card, Bike Loan and Insurance
Many field staff also look at PhonePe financial products โ for a bike to do field work, or for emergencies. Here is what PhonePe offers, described accurately. Always check rates and terms in the app or official website.
PhonePe Personal Loan
PhonePe does not issue loans directly. As per PhonePe’s help page, loans are provided by the lending partners of PhonePe Lending Services Pvt. Ltd. (banks and NBFCs). A March 2026 Business Today report said PhonePe works with 56 lending partners. To check: open the PhonePe app โ Loan section โ pre-approved offer or Personal Loan icon. Interest rate, amount and tenure are decided by the lender based on your credit profile.
Two-Wheeler / Vehicle Loan for Field Staff
Field BDE jobs often need a bike. PhonePe’s lending platform lists vehicle loans through partners (as per the same 2026 report). You can also compare two-wheeler loans from banks, NBFCs or the bike dealer’s finance partner. Check total EMI, processing fee and on-road price before signing โ EMI should not exceed what your fixed salary can comfortably pay.
PhonePe Credit Card
| Card | Issuer | Indicative fee (Oct 2026) |
|---|---|---|
| PhonePe SBI Card SELECT BLACK | SBI Card | โน1,499 + tax joining/annual; renewal waived on โน3 lakh yearly spend |
| PhonePe SBI Card PURPLE | SBI Card | Check SBI Card website |
| PhonePe HDFC Bank UNO / Ultimo (RuPay) | HDFC Bank | Check HDFC Bank website |
Approval depends on the issuer’s income and credit score rules. Pay the full bill on time to avoid high interest.
PhonePe Insurance
PhonePe holds a direct insurance broking licence from IRDAI, so it can distribute policies from multiple insurers. Field staff should look at two-wheeler insurance (third-party cover is mandatory by law), health insurance and term insurance. The insurer, not PhonePe, settles claims โ read the policy wording before buying.
17. Career Growth at PhonePe
A typical sales career ladder at PhonePe:
- Business Development Executive (12th pass / graduate)
- Relationship Team Lead / Team Lead
- Territory Sales Manager (MBA often preferred)
- Area Sales Manager
- Regional Sales Manager / Cluster Head
The PhonePe careers page lists benefits such as insurance, parental support, wellness, car lease and a salary advance policy for its employees (eligibility as per company policy). Fintech field experience is also valued by banks, NBFCs and other payment companies.
18. Tips to Get Selected
- Use PhonePe yourself โ know QR payments, speaker devices and merchant features.
- Walk through your local market and note which shops use which QR โ mention this in the interview.
- Practise a 1-minute pitch for a shopkeeper in your local language.
- Highlight any past sales numbers (SIMs sold, accounts opened, policies sold).
- Keep bike, licence and documents ready โ it speeds up joining.
- Ask clearly: fixed salary, incentive structure, travel allowance, payroll company.
19. How to Avoid Fake PhonePe Job Offers
PhonePe’s own safety blog warns that legitimate employers never ask for “training”, “background check” or “processing” fees. Follow these rules:
- Never pay for registration, interview, ID card, training kit or joining letter.
- Check the full email address โ look-alike domains (extra letters, Gmail/Yahoo IDs) are a red flag.
- Be careful with offers you never applied for, and with “very high pay for little work”.
- Do not share OTP, UPI PIN or bank passwords โ no recruiter needs them.
- Confirm the job on phonepe.com/careers.
- Report fraud at cybercrime.gov.in or call the cyber crime helpline 1930.
20. Frequently Asked Questions
1. How can I apply for PhonePe Jobs 2026?
Go to phonepe.com/careers, tap “See Open Roles”, choose a role and apply online with your resume.
2. Is there a PhonePe job vacancy for 12th pass?
Yes. Business Development Executive / field sales roles have accepted 12th pass candidates, including freshers interested in sales.
3. What is the PhonePe field sales executive salary?
AmbitionBox shows PhonePe BDE pay of about โน1.0โ4.5 lakh per year, with an average near โน2.9 lakh (around โน24,000 per month gross). Indicative, Oct 2026.
4. What is the PhonePe BDE salary per month in hand?
In-hand pay depends on fixed salary, PF deduction and incentives earned. Ask for the exact fixed and incentive breakup in your offer letter.
5. Is a bike compulsory for PhonePe field jobs?
Interviewers commonly ask for a bike and licence, and the Pincode Growth Executive listing said a two-wheeler is mandatory. Check the specific job post.
6. Is PhonePe job permanent?
On-roll roles are full-time PhonePe employment. Some field roles are off-roll on a staffing partner’s payroll. Your offer letter will show which one.
7. Is there a PhonePe careers login?
Most PhonePe job applications are filled per job without a separate login. Keep your confirmation email safe.
8. What is the PhonePe HR contact for jobs?
PhonePe does not publish a public HR phone number for job seekers. Apply via the careers page. Do not trust random “HR numbers” on social media.
9. Does PhonePe hire for customer care?
Yes, through Customer Experience Advisor roles (graduate, English + Hindi). Past listings were based in Bengaluru.
10. Does PhonePe offer work from home jobs?
We found no official PhonePe work-from-home customer care or data entry hiring. Treat such ads as suspicious unless listed on the careers page.
11. What is the age limit for PhonePe jobs?
Minimum 18 years. No official upper age limit is published.
12. How many interview rounds are there for PhonePe BDE?
Usually 1โ2 rounds โ a manager/sales round and an HR round โ as reported by candidates on AmbitionBox.
13. What does a PhonePe merchant onboarding executive do?
Visits shops, onboards them on PhonePe QR and devices, collects device rentals, reactivates inactive merchants and reports competitor activity.
14. What qualification is needed for PhonePe Territory Sales Manager?
Listings ask for an MBA (Tier 2/3 campus) and 2โ4 years of experience managing sales teams.
15. Are PhonePe jobs on apna or TeamLease genuine?
Some field roles are posted through such platforms. They are genuine only if no fee is asked and the recruiter and payroll company can be verified.
16. Which is better โ PhonePe or Paytm field sales job?
Both pay in a similar indicative range. Compare fixed pay, incentives, travel allowance and on-roll status in your city.
17. Do PhonePe freshers get training?
New sales joiners get product and process training from their team lead and manager; TSMs are responsible for training their BDEs.
18. Can 10th pass candidates get PhonePe jobs?
PhonePe BDE listings ask for 12th pass minimum. 10th pass candidates can try field sales roles at other companies.
19. Does PhonePe give personal loans directly?
No. PhonePe says it does not issue loans directly; loans come from its partner banks and NBFCs through the app’s Loan section.
20. What is the PhonePe SBI credit card annual fee?
PhonePe SBI Card SELECT BLACK is listed at โน1,499 + tax, waived on โน3 lakh annual spend (indicative, Oct 2026 โ check SBI Card website).
21. Can I buy bike insurance on PhonePe?
PhonePe is an IRDAI-licensed insurance broker and distributes motor, health and term policies from partner insurers. Compare premiums and cover before buying.
22. Does PhonePe charge any fee for jobs?
No genuine employer charges fees. If anyone asks for money in PhonePe’s name, report it at cybercrime.gov.in or call 1930.
21. Final Words
PhonePe Jobs 2026 are a practical option for 12th Pass candidates and Graduates who enjoy meeting people and selling. The PhonePe Field Sales Executive / BDE role is the easiest entry point, while customer experience and manager roles suit graduates and MBAs. Apply only through the official PhonePe Careers page or verified partners, check whether the job is on-roll or off-roll, and compare offers from Paytm, Google Pay, BharatPe, Razorpay and Amazon Pay. Keep checking for new PhonePe Recruitment 2026 openings, and never pay anyone for a job.
Also Read
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- LIC Jobs 2026 Agent โ Salary & Apply Online
- TCS Jobs 2026 for Freshers โ Salary & Apply
PhonePe Careers (official): https://www.phonepe.com/careers/
PhonePe Job Openings: https://www.phonepe.com/careers/job-openings/
National Career Service (NCS) Portal: https://www.ncs.gov.in
National Cyber Crime Reporting Portal: https://cybercrime.gov.in
Disclaimer
jobmitra24.com is not affiliated with, endorsed by or connected to PhonePe, Walmart, Paytm, Google Pay, BharatPe, Razorpay, Amazon Pay, SBI Card, HDFC Bank, TeamLease, AmbitionBox, apna or any other company mentioned. All salary, fee and loan figures are indicative as of October 2026 and may change. Trademarks and brand names are used for identification only. Please verify every job, salary and financial product on the official website before applying. Never pay any money for a job.